Top 10 Personal Finance Apps in India 2025
Managing your finances has become increasingly digital. In 2025, Indian users are relying on fintech apps to track daily expenses, plan monthly budgets, automate investments, and monitor credit scores. With just a few taps, you can gain insights into your spending behavior and manage your finances more efficiently. Below are the top 10 personal finance apps making financial management seamless and smart:
1. ET Money
- Tracks expenses, provides mutual fund insights, SIP management, and insurance planning.
- Offers direct mutual fund investments.
- Visit: ET Money
2. Groww
- User-friendly interface for investing in stocks, SIPs, and mutual funds.
- Perfect for beginners.
- Visit: Groww
3. Paytm Money
- Offers investments in mutual funds, NPS, and gold.
- Helps in auto-tracking and managing your portfolio.
- Visit: Paytm Money
4. Walnut
- Automatically tracks your expenses and bills.
- Categorizes spending and sets monthly limits.
5. Moneyfy by Tata Capital
- Integrated app for SIPs, goal-based planning, insurance, and budgeting.
6. Cred
- Rewards for timely credit card payments.
- Tracks bills, improves credit score, and offers cashback.
7. Kuvera
- Commission-free investments in direct mutual funds.
- Tax optimization and goal tracking features.
8. Zerodha Coin
- Ideal for long-term investors.
- Offers zero-commission direct mutual fund investments.
9. Goodbudget
- Envelope-based budgeting method.
- Best suited for couples and joint financial planning.
10. Spendee
- Offers visual dashboards and multi-currency support.
- Excellent for travelers and freelancers.
Conclusion:
Whether you’re a salaried employee, student, or entrepreneur, these apps empower you to take charge of your finances. Choose one that aligns with your lifestyle and financial goals.
From Untold You: Don’t just earn—grow. These apps are your pocket-sized financial advisors in 2025.
