Top 10 Trending Fintech Apps in India
Fintech has become the financial backbone of young India in 2025. With the rise of UPI, digital wallets, AI-based investing, and credit building tools, Indians are managing their finances with a tap and a swipe. Fintech apps are no longer limited to banking—they’re empowering individuals to save, invest, spend, and borrow smarter.
Here are the top 10 trending fintech apps in India in 2025 that are redefining how money moves and grows.
1. PhonePe
Still a top UPI platform, PhonePe’s growth in 2025 is thanks to its seamless bill payments, mutual fund investing, and gold saving options. Its “Switch” feature now hosts mini apps for everything from insurance to food delivery.
2. CRED
CRED has evolved beyond credit card bill payments. In 2025, it offers personal loans, BNPL (Buy Now, Pay Later), and even luxury shopping with CRED Coins. Its gamified UI and curated rewards keep Gen Z and millennials hooked.
3. Groww
A favorite among first-time investors, Groww now allows users to invest in mutual funds, stocks, US equities, and fixed deposits all in one place. Its user-friendly app and detailed tutorials are a hit with young investors.
4. Jupiter
This neo-banking app offers a sleek interface, instant savings insights, and zero-balance accounts. Its AI-driven “Money Coach” in 2025 helps users plan expenses and achieve financial goals on autopilot.
5. Fi Money
Backed by former Google Pay executives, Fi is gaining momentum with its smart analytics, goal-based saving features, and instant debit card options. The app’s quirky tone and personalization make finance feel less intimidating.
6. Paytm
Still one of the most widely used digital wallets, Paytm in 2025 has deepened its reach with features like stock trading, insurance buying, and even educational loans. Its mini-bank structure supports a full digital economy.
7. ET Money
A power-packed app for serious investors, ET Money helps users plan taxes, invest in SIPs, and get insurance—all in one dashboard. Its 2025 update includes AI-led retirement planning and risk profiling tools.
8. Slice
Slice is popular among young professionals for offering instant credit and UPI payments without traditional credit card hassles. Its simplified repayment model and cashback offers make it a lifestyle finance companion.
9. Zerodha Kite
For active traders, Zerodha remains a leader. Its Kite app in 2025 offers advanced charting, customizable alerts, and AI-predicted market trends, keeping India’s day traders informed and agile.
10. BharatX
A rising name in embedded finance, BharatX powers BNPL services inside popular apps. In 2025, it’s helping brands extend micro-credit to customers without any paperwork—redefining access to credit for Bharat users.
Why Fintech Is Winning in 2025
With financial literacy rising and smartphone access widespread, Indians want tools that are fast, flexible, and trustworthy. These fintech apps are helping users take control of their money—from daily payments to long-term investments—without queues, forms, or jargon.
To explore and compare more trending fintech tools in India, visit Fintech India, a dedicated portal for financial innovation and updates.
Conclusion
At Untold You, we spotlight what empowers your everyday life. These fintech apps of 2025 prove that managing money doesn’t have to be complicated. With the right app in your pocket, your financial goals can feel closer than ever. Stay digital, stay smart—because your money should work for you.
